Many drivers worry about filing a claim against their own insurance company. Will filing a UIM claim affect your premium when you go to renew the company? I mean, it was not your fault so it shouldn't be held against you, right? Unfortunately, the answer is not as simple as... Read More >
First-Party Insurance vs Third-Party Insurance
What is the Difference Between a First-Party Insurance Claim and a Third-Party Insurance Claim? The difference between a first-party insurance claim and a third-party insurance claim is who you are submitting the claim to and what duties they owe you as a result. If you are... Read More >
Texas Needs to Set State-Wide Insurance Requirements for Ambulances
Unlike commercial motor vehicle requirements, there are no statewide regulations of ambulance insurance minimum limits apart from what passenger cars must carry. Instead, any insurance requirements for ambulances over and above what passenger cars carry must be set by... Read More >
How Do So Many Unlicensed, Uninsured Drivers Get Cars Registered in Houston?
In order to obtain registration for your car in Harris County, you must show proof of the minimum auto insurance coverage required by Texas law. In order to obtain auto insurance, you must show a driver’s license So how is it there are so many wrecks that involve uninsured... Read More >
So You Think You Have Enough Underinsured Motorist Coverage? Think Again.
How Much Underinsured Motorist Coverage Do You Really Have? Texas law allows insurance companies to arbitrarily deny your underinsured motorist claim without fear of repercussion. Underinsured Motorist Coverage (UIM) is extra insurance you buy so that if you get seriously... Read More >