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Tag Archives: Frequently Asked Questions
Personal Injury Loan Companies
There are several companies that offer to loan personal injury plaintiff’s money in exchange for a few ‘processing fees’ and interest on the loan. We discourage clients from using these companies.
What most people do not realize is that these companies are the loan sharks of the personal injury world.…
Bridging Christianity and Lawsuits
This article is reposted from an interview by Melanie Saxton of Katy Christian Magazine.
In the midst of a litigious society, many Christians feel torn when it comes to the topic of lawsuits. Some are under the impression that they should not sue. Scripturally, is it the right or wrong…
Uninsured Motorist Policy Exclusions – The “No Contact” Rule Explained
You are driving down the road when some maniac swerves into your lane from the opposite direction. You, the responsible driver, take evasive action and swerve off the road into a ditch to avoid a head-on collision that would mean certain death. The car is totaled, you have a…
Posted in Frequently Asked Questions, General Questions About Claims, Uninsured/Underinsured Motorist Claims
Tagged claims process, Frequently Asked Questions, insurance law, UM/UIM claims
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Does Automobile Liability Insurance Cover Intentional Acts?
Scenario: A man gets angry because he believe you cut him off or wouldn’t let him in etc. He gets mad and intentionally rams your car. No worries, he has liability insurance, this is an auto collision and this is why we all are required to carry liability insurance right?…
Posted in Auto Injury, Frequently Asked Questions, General Questions About Claims
Tagged auto accidents, claims process, Frequently Asked Questions, insurance law
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Do I have to pay my health insurance carrier back out of my settlement?
The answer to this question is usually “yes.” Most health insurance plans contain a subrogation clause.
“Subrogation” is the right to be reimbursed for expenses paid on behalf of another. There are three types of subrogation: statutory, contractual and equitable.
Statutory subrogation is where there is a specific statute or…
Posted in Frequently Asked Questions, General Questions About Claims
Tagged claims process, Frequently Asked Questions, settlement, subrogation
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What is a Letter of Protection?
A Letter of Protection is a tool used to help an injured person pay for medical care they otherwise cannot afford or obtain without substantial financial hardship. This article is to help people understand them and why they are used.
Often, when you go to the doctor you will see…
Posted in Frequently Asked Questions, Uncategorized
Tagged claims procedures, Frequently Asked Questions
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Does Making a Claim for Mental Anguish Mean That The Insurance Company Gets to See All of My Prior Medical Records Regarding Psychological and/or Psychiatric Counselling?
The Answer is “No.”
The Texas Supreme Court has held that a routine allegation of mental anguish or emotional distress does not place the party’s mental condition in controversy. In the case of Coates v. Whittington, Mrs. Coates claimed mental anguish in a personal injury action, and the defendant moved…
Posted in Frequently Asked Questions, General Questions About Claims
Tagged claims process, Frequently Asked Questions
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Why shouldn’t I just call the insurance company and handle my own case?
Insurance companies are in business to make money. They are big companies with big resources. Their adjusters and lawyers go through extensive training to learn how to defend against claims just like yours. They understand how delays in your case and medical care negatively impact the fair compensation value of…
Posted in Auto Injury, Frequently Asked Questions, General Questions About Claims
Tagged auto accidents, claims process, Frequently Asked Questions
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What if I can’t afford the medical care I need?
A claims adjuster will often tell you that you have to pay the bills up front, submit them to us and then we will decide if we agree to reimburse them or not once your treatment is over. When you hear that, it should be a big red flag. They…
Posted in Frequently Asked Questions, General Questions About Claims
Tagged claims process, Frequently Asked Questions
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What if I don’t want to sue a person over a car wreck?
The insurance industry has done a fantastic job of using the media to paint lawyers and their clients as evil for filing lawsuits against people. But what they don’t tell you is that the law prohibits you from suing insurance companies directly when their insured causes injuries to you. By…
Posted in Auto Injury, Frequently Asked Questions, General Questions About Claims
Tagged auto accident, claims process, Frequently Asked Questions
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