Many drivers worry about filing a claim against their own insurance company. Will filing a UIM claim affect your premium when you go to renew the company? I mean, it was not your fault so it shouldn't be held against you, right?  Unfortunately, the answer is not as simple as... Read More >

What is the Difference Between a First-Party Insurance Claim and a Third-Party Insurance Claim? The difference between a first-party insurance claim and a third-party insurance claim is who you are submitting the claim to and what duties they owe you as a result. If you are... Read More >

Unlike commercial motor vehicle requirements, there are no statewide regulations of ambulance insurance minimum limits apart from what passenger cars must carry. Instead, any insurance requirements for ambulances over and above what passenger cars carry must be set by... Read More >

In order to obtain registration for your car in Harris County, you must show proof of the minimum auto insurance coverage required by Texas law. In order to obtain auto insurance, you must show a driver’s license So how is it there are so many wrecks that involve uninsured... Read More >

How Much Underinsured Motorist Coverage Do You Really Have? Texas law allows insurance companies to arbitrarily deny your underinsured motorist claim without fear of repercussion. Underinsured Motorist Coverage (UIM) is extra insurance you buy so that if you get seriously... Read More >