Houston Car Accident Lawyers
- Houston Car Accident Lawyers
- Car Accident Attorneys in the Houston & Katy Area
- Is it Best to Hire A Lawyer for a Car Wreck?
- What Does It Cost to Speak to a Lawyer for a Car Accident?
- Specific Types of Auto Accidents We Handle
- Why You Should Hire Us
- More Information About Car Accident Claims
Car Accident Attorneys in the Houston & Katy Area
If you’ve been injured in a car accident that was not your fault, you should consult an attorney to determine the steps you need to take next to get the best and complete medical care you need to recover without waiving any rights you have to make the negligent driver’s insurance company pay for the damages done. The role of other driver’s insurance adjuster is to minimize his company’s cost, not to take care of you. Don’t let them victimize you a second time.
Our car accident attorneys can help make your road to recovery much less bumpy by:
- helping you get the medical care you need,
- cutting through the red tape and filing all available insurance claims
- pursuing compensation for all of your losses
- locating the responsible parties,
- investigating the causes of the wreck,
- proving liability,
- drafting a Stowers demand letter
- negotiating and maximizing a settlement,
- negotiating liens, and if necessary;
- litigating the case.
Call (713) 932-0777 for a free consultation for your injury claim. We work on a contingency fee basis–so the initial consultation is free and we do not charge you a dime unless we make a recovery for you.
Is it Best to Hire A Lawyer for a Car Wreck?
If you have been injured in a car accident, then the short answer is “yes.” Sadly, many people come to us after they have attempted to handle a case on their own with a seemingly friendly insurance adjuster who promised they would “take full responsibility” early on and then made a ridiculous low ball offer and quit returning calls later. These kind of tactics cause injured persons to not gather and preserve evidence they should be gathering from the start and they cause people to delay in getting medical care they need. The absence of evidence and the delays are then used against the injured victim to justify a low offer when it comes time to settle the case. Thus, it is best to get a lawyer involved in the case early when you have sustained injuries.
What If Fault Is Obvious in my Auto Collision?
Many of car wreck cases that wind up in the court systems are not there fighting over who is at fault. Those cases are often fighting over what injuries were caused by the wreck and what amount is fair compensation. If you think you have a simple case and are contemplating going at without a lawyer on your side in order to “save money,” you should read this article first:
Contrary to popular belief, there is no automatic liability even in a rear-end accident.
What You Should Know Before You Try to Do It Alone
Before you try to take a go at your case without hiring an experienced Houston car accident lawyer, here are some other important things you should be aware of:
- Insurance Companies Don’t Want to Help You. Insurance adjusters typically will not front you money or help you find a doctor that will treat you without expecting payment up front. They know that if you have no help, you are likely not to seek the care you need. They also know that delays and gaps in care make juries second guess whether you were really hurt. Thus, stalling saves them money in the long run.
- Don’t Believe Anything the Insurance Adjuster Says. When an adjuster tells you “we take full responsibility,” it does not mean they will pay all of your medical bills and compensate you fairly for other losses from your car accident. Liability is rarely the big fight. Insurance adjusters know that just because their client is liable for causing the accident, doesn’t mean they must pay for all of the medical care you receive. Texas law only requires them to pay for “reasonable and necessary” medical care that is caused by the collision. If you fail to seek medical care promptly or you seek alternative medicine vs medical care that conforms with accepted medical care guidelines, defendants can use your action/inaction against you to convince a jury to not award you all of your bills. Your best course of action is to seek prompt, appropriate care if you have been injured.
- Property Damage and Injury Claims Are Completely Separate. Payment of your vehicle property damage is not an admission of liability for your personal injuries suffered in an accident. Don’t be fooled into thinking they are going to treat you fair on your personal injury claim just because they paid for the damage to your car promptly. Payment of the property damage before they deny your injury claim is a common tactic to try to prevent the jury from ever seeing photos of the property damage. When your case goes to trial, you are typically not even allowed to tell the jury that the insurance company paid for the damage to the vehicle that their insured caused.
- Never Consent to a Recorded Statement. Recorded statements can be used against you. Your own company’s insurance adjuster or theirs may use recorded statements to deny your claim. Do not ever give a recorded statement to anyone without having an attorney who represents you present.
- Not Much Can Be Used as Evidence in Civil Court. Juries do not get to see the whole picture. In a civil court of law, much of the police report must be marked out so the jury cannot see it. Evidence of the other driver’s insurance coverage is generally not admissible in evidence.
- You Need to File a Lawsuit to Find Out Insurance Coverage. Insurance companies do not have to tell you how much insurance coverage their insured has unless you file a lawsuit and force them to do it. Thus, if oyur damages are likely to exceed $30,000 (the minimum limits required), you may need to file a lawsuit to find out how much coverage there really is.
- Your Car Accident Settlement May Be Taken By Your Health Insurance Company. You may have an obligation to pay back your health insurance company out of any settlement or judgment. If you have health insurance, the policy usually contains what is known as a “subrogation clause.” In plain language, this means that both you and the car insurance company may have an obligation to reimburse your health insurance company out of your settlement. The insurance adjuster does not have to tell you before you accept a settlement offer that a chunk of that offer must be paid directly by the auto liability insurer to your health insurer leaving you with little or nothing. See: Do I have to pay my health insurance company back out of my settlement?
- Never Sign a Release Without Legal Counsel. When you sign a Release, it is forever. When they offer you a settlement in exchange for signing a release, you are giving up all of your rights specified in the release for injuries you know of now and those you discover in the future. Don’t sign a property damage release until you are sure they have covered all of the damage and that your bodily injury claim is not incorporated in the release. It is best to have a car accident lawyer review all releases before you sign so that you understand what you are giving up.
As you can see from the above, there are a number of risks you take by not having an attorney on your side to explain all of the consequences of your actions and of the decisions the insurance adjuster may push you to make. Call us for a free consultation today.
What Does It Cost to Speak to a Lawyer for a Car Accident?
It costs you NOTHING to speak to our car accident lawyers. You need to know the consequences of your actions before you go down the wrong path and do damage to your own case. At Simmons and Fletcher, P.C., we offer a 100% FREE initial consultation. You can come in and speak with an automobile accident attorney about your case. We will tell you what expect and what to lookout for. At the end of your consultation, if you decide not to hire us, you do not owe us a dime. If you do decide to hire us, we work on a contingency fee basis. That means our fee is a percentage of the recovery we make on your case. If we do not make a recovery, you do not pay us a dime. Hear it from our senior partner, Robert S. Simmons:
Specific Types of Auto Accidents We Handle
Not all car accidents are the same. They may vary depending upon the vehicle you are operating, the vehicle the other driver is operating, the insurance coverage available or the driver’s state and/or source of intoxication. Here are some of the different types of automobile accidents we handle:
- Texting while driving accidents
- Drunk driving accidents
- Uninsured/underinsured motorist claims
- Hit and run accidents
- Motorcycle accidents
- Bicycle accidents
- Auto pedestrian accidents
- Construction zone wrecks
- Head-on collisions
- Dram shop accidents
- Truck accidents
- Bus wrecks
Why You Should Hire Us
After a serious crash or automobile accident, the best chance of getting compensation to reimburse you for your medical bills, pain, and suffering comes when you hire an experienced lawyer. Sadly, there are many people like you, as well as families just like your own, who have experienced serious injuries and even death as the result of an automobile accident. Those people who have failed to retain effective legal representation have often found themselves unable to receive the compensation they are entitled to. Only an attorney experienced with car accident injury cases should be trusted to handle your case.
The professional team of experienced lawyers at Simmons and Fletcher, P.C. can provide to you the powerful representation that you need in the aftermath of a serious auto collision. With over 100 years of combined legal experience between the attorneys at the firm, the attorneys at Simmons and Fletcher, P.C. understand what needs to be done in order to fully protect your interests. We know what must be undertaken to ensure that you get the compensation that you are entitled to following a collision.
Insurance companies have skilled attorneys on their side. When you hire Simmons and Fletcher, P.C. you hire a team of experienced, committed and capable injury lawyers. We have two Board Certified Personal Injury Trial Lawyers ready to take your case to trial if the insurance company refuses to accept responsibility and treat you fairly. Call our law firm now for a free consultation at (713) 932-0777.
Helpful Resource Guide After a Crash
More Information About Car Accident Claims
If you would like to read more about Texas laws regarding traffic accident claims, or news pertaining to car accidents in Houston, please feel free to visit and follow the car accident section of our blog or take a look at the answers to some of these frequently asked about topics:
- Filing car accident claims against insurance companies.
- What is a Stowers demand letter?
- Understanding the Texas auto liability insurance policy.
- Understanding auto policy exclusions.
- The importance of personal injury protection coverage in the Texas auto policy
- What is Colossus?
- Does automobile Liability insurance cover intentional acts?
- What is a diminished value claim and can I get compensated if my car loses value after an accident?
- What if I don’t want to sue a person over a car wreck?
- Texas laws pertaining to hit-and-run accidents
- Liability for tire blowouts
- Speeding drivers kill thousands each year.